Hiring || Credit Manager || Maharashtra

Vue: 106

Jour de mise à jour: 06-05-2024

Localisation: Aurangabad Bihar Chiplun Maharashtra Kolhapur

Catégorie: Comptabilité / Audit

Industrie: Banking

Niveau: Credit/Control Manager

Type d’emploi: Full Time, Permanent

Salaire: ₹ 3,00,000 - 5,00,000 P.A.

Expérience: 2 - 6 years

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le contenu du travail

Experience : 2-5 Years

Function/ Department : Credit

Job Location: Aurangabad, Hadapsar, Kolhapur, Chiplun

Key Roles and Responsibilities:

Evaluation of Proposals put up for recommendation / approval as per credit policy.
Customer visit and discussions to assess the loan requirement.
Customer business and income assessment.
Understanding the business thoroughly for self-employed non-professional profiles.
Ascertaining and Validating the revenue streams and expenditure of the business.
Should be able to see through the potential risks of the proposal.
Should have ability to do due diligence without sufficient and formal documents / data.
Files Checking as per Credit Policy.
Risk Analysis related to case & Client.
Maintaining quality of credit information, underwriting standards and presentation.
PDD and Portfolio Management.
Facilitate the development of clearly defined and updated policies & procedures for all credit risk management.
Handling Disbursement officers for process.
Accuracy of work and timeline adherence.

Desired Candidate Profile:

Proven work experience in Credit underwriting of Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME/Mortgages)
Understanding of local business and micro economy
Keen understanding and focus on risk, controls, compliance and regulatory framework
Strong analytical & communication skills (written & verbal)
Ability to build, coach and mentor high performance oriented teams
Should have good knowledge of Risk Related to Business.
Good client servicing skills.
Good financial analytical skills, communication skills.

If interested kindly apply on the same or share your CV at vishesh.agarwal@aavas.in

Thanks & Regards

Vishesh Agarwal

8306432165

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