Hdfc Limited - Operations- Front Office - Chennai

☞ HDFC Limited

View: 101

Update day: 30-05-2024

Location: Chennai Tamil Nadu

Category: Finance / Bank / Stock

Industry: Financial Services

Position: Mid-Senior level

Job type: Full-time

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Job Description- Operations Retail Lending- Front Office

Responsibilities Appraisal Assess Credit worthiness and the ability of the customer to repay back the loan in future. Interaction & Loan Counselling Meeting & interacting with customers ,identifying the specific needs of the customer and suggesting optimal solutions. It also includes managing objections of the customers. Documentation Collecting & Checking the Documents (Eg. credit , loan agrements, application form, guarantee forms) ( Legal consequenses) Loan Processing / Disbursement Process Entire sequence of steps, from the time a loan application is received (or a loan offer is accepted) to the time loan is closed, the loan proceeds are disbursed. Relationship Management A. With customer - transaction oriented/relationship oriented to generate more business B.Managing relations within the organization / with the channel partners Cross-Selling Cross-Selling of HDFC Group company products eg. HDFC SLIC / HDFC ERGO Business Development Enhancing business from existing corporates, establishing new arrangements with corporates / developers for generating business for HDFC Ltd. Desired Candidate Profile The candidate should have the ability to explain and market the various products offered with considerable patience and empathy and ensure that his knowledge/skill promotes the growth of business. The above position requires high energy levels, integrity, customer orientation, excellent communication skills (oral and written), convincing skills, process orientation, time management, team working skills and a strong determination to achieve results. Educational Requirements

MBA / PGDM in Finance / Marketing Specialization

Experience 1 to 5 years

CTC & Designation Negotiable (As per experience)

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Deadline: 14-07-2024

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