Gold Loan Officer

☞ DBS Bank

Visualizza: 101

Giorno di aggiornamento: 27-05-2024

Località: Salem Tamil Nadu

Categoria: Finanza / Banca / Azione I saldi

Industria: Banking Financial Services Investment Banking

Posizione: Not Applicable

Tipo di lavoro: Full-time

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Contenuto del lavoro

Job Purpose

  • Responsible for Loan processing at his/her respective Branch,
  • Achievement of Renewal targets and support the overall achievement of branch target
  • End to End Process management including handling Audit and Compliance guidance
  • Ensure the branch/DST personnel are trained on the required process periodically
  • Handle the audit regarding JDL and ensure correction if any

Key Accountabilities

  • Handling Entire Gold Loan Operations at the Branch
  • Monthly Disbursement and Book Targets of mapped Branch
  • To ensure that each Loan Transaction is done as per defined Product, Process guidelines and fully compliant
  • Calling up Renewal base and ensuring renewal conversion as per Targets, with minimal/no attrition
  • Handling all Gold Loan Audit and Compliance related matters
  • Support Branch through Appraiser Identification/Onboarding and ensure Marketing Collaterals / Stationary are available as per requirement

Job Duties & Responsibilities

  • Handling Gold Loan Customers in the Branch, explain Product Features, handling queries from customers, support in documentation and End to End Loans processing in LOS
  • Clear and resolve all Audit queries, FCU queries
  • Handle Gold Loan Customer servicing
  • Responsible for Insurance Cross Sell targets
  • Manage the training agenda for the branch to ensure the Branch staff/DST are following the required procedures

Required Experience

  • 2 to 6 years of handling Gold Loan Operations with Gold Loan NBFCs/ Banks

Education / Preferred Qualifications

  • Graduation

Core Competencies

  • Excellent interpersonal
  • Ability to build strong relationships with clients
  • Strong understanding on loan processes
  • Knowledge about internal/external regulations

Technical Competencies

  • Capable of managing the loan origination system

Primary Location

India-Tamil Nadu-Swarnapuri-eLVB

Job

Product Sales

Schedule

Regular

Job Type

Full-time

Job Posting

Feb 15, 2024, 6:24:26 PM
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Scadenza: 11-07-2024

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