Sr. Financial Crime Manager

Description

Nium is a next-generation financial services platform that enables companies around the world to unlock new revenue opportunities and improve cash flow economics

Nium is a leader in its geographical and payment service breadth, owning licenses in the world’s largest and fastest-growing economies. Our modular platform allows banks, payment providers, travel companies, and other businesses to collect and disburse funds in local currencies to over 100 countries, plus issue physical and virtual cards globally. Our proprietary set of APIs embeds financial services and can bring to life multiple B2B and B2C use cases in a matter of weeks.

Nium is part of CB Insights Fintech 250, which highlights the most promising Fintech companies globally. Today, Nium serves over 130 million customers and enables platforms to provide access to financial services to over 3 billion people across the world.

There do you come into the picture?

Nium clients run from established financial services companies, non-traditional financial institutions, travel companies, corporate services companies to fintech startups all looking to make payments more efficient or to complement their existing portfolios. For issuing payment products NIUM provides an end-to-end solution for corporate and public sector clients and consumer card programs where we can provide the requisite licenses for issuing card and account products as well as industry leading payment processing technology.

Within the Cards Issuing Product Team, you will work with the Product Management team to define and implement our strategy for card issuing products especially in the areas of processing technology with our processor partners. This is a fast paced and dynamic position that needs the candidate to be highly flexible, able to deal with ambiguity and unstructured scenarios, follow the process where there is one and create the process where there is none. The candidate needs to work well with our technical partners in a collaborative approach and also be able to manage the relationships firmly when required.

What would a day in your life @ Nium look like?

Role and Responsibilities:

• You will be part of the India Compliance Team, reporting into the Head of Compliance Operations. The team is responsible for the detection and prevention of financial crime including fraud, money laundering and terrorist financing
• You will be leading the team of 20+ compliance analysts
• Review and investigation of alerts generated in relation to AML, CTF and fraud monitoring as well as potential sanctions violations
• Advising and guiding a number of change projects and new product developments from a financial crime perspective
• Working on process improvements and automation
• Assisting in the development and ongoing improvement of policies and procedures
• Dealing with queries from law enforcement, banking providers and regulators
• Acting as a subject matter expert for the business on compliance-related matters

Requirements

• 8+ years’ experience in financial crime management ideally in the payments space, one of which should have been in a managerial position
• Detailed understanding of financial crime typologies in payments
• Previous PEPs and Sanctions monitoring exposure and understanding of the screening lists
• Hands-on Transaction Monitoring Experience
• Experience in fraud prevention techniques, fraud investigation, and management
• Ability to assess risks and evaluate impacts and develop appropriate, proportionate responses
• Ability to work effectively as part of a team as well as to accomplish tasks with minimal supervision within tight deadlines
• Ability to identify red flags and suspicious activity relating to AML, CTF and fraud
• Strong analytical and problem-solving ability
• Excellent communication and interpersonal skills
• Advanced Excel skills

Benefits

• Comprehensive Health Insurance
• Home Office setup allowance
• Training & Development
• 24x7 Employee Assistance Program
• Generous Parental and Family leave
• Year-end leaves