Area Manager - Underwriting/Senior Area Manager - Underwriting

☞ Bajaj FinServ

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Update day: 03-06-2024

Location: Jabalpur Madhya Pradesh

Category: Architecture / Interior Design Finance / Bank / Stock Civil / Construction Legal / Contracts

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Job content

Job Reference

* JR00082206


Job Summary

* Area Manager - Underwriting/Senior Area Manager - Underwriting

Job Purpose

“This position is open with Bajaj Finance ltd.”

Job Duties & Key Responsibilities

* Duties and Responsibilities - "• Designing processes and program for Mortgage portfolio • Central Technical Monitoring and review framework for RM/D2C business. • Conducting invisible monitoring too creating audit reports, and reporting to senior management. • Understanding the complexities of Panchayat properties, its bye laws and acceptability of Panchayat properties. • Analyzing location level collateral practices, bye-laws and property norms and deriving the location collateral policies. • Risk management for property portfolio for Mortgages Portfolio. • Technical audits/Mystery valuation to be conducted every months across branches to ensure the valuation process is in line with the best standards and practices • Interaction with various internal and external vendors like FCU agency, CIBIL, panel advocates/valuers, FI agency etc on regular basis to get feedback and market information to establish possible risk points, default trends and gaps in current policy and processes. • Conducting audits at central operations shop to check if the branch credit and sales team are fully complaint on current processes and policies."


Required Qualifications and Experience

* "• Work Experience: Minimum 2-4 years • Person with Technical and legal knowledge of property and various property transactions. Qualifications of BE civil/Bachelor of architecture. Construction management / MBA in Finance will be an added advantage. • Exposure to property and project assessments / valuation: Candidates having work experience with reputed banks / HFCs will be an added advantage. • Analytical skills • Understanding of mortgage process and system"
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Deadline: 18-07-2024

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