Credit Officer - Agri (Location : Nasik)

☞ CSB Bank

View: 103

Update day: 14-05-2024

Location: Nasik Maharashtra

Category: Agriculture / Forestry / Fishery

Industry:

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Job content

Credit Officer - Agri (Location : Nasik)MFT8656

    Retail & Sme Credit, Biu & StrategyNasik
    Required Experience
    3 - 5 Years
    Posted On
    06 Aug 2023
Basic Section
No. Of Openings
1
Grade
NA1
Designation
Others
Closing Date
31 Oct 2023
Organisational
Organisation
CSB Bank
Organization Unit
Retail & SME (Business And Risk), Operations & IT
Sub Org Unit 1
Retail & SME Credit, BIU & Strategy
Sub Org Unit 2
Credit, Risk & Control
Sub Org Unit 3
Credit Underwriting - Retail
Sub Org Unit 4
Credit - FI & Agri
Sub Org Unit 5
Others
Sub Org Unit 6
Others
Branch/Department Code
1026
Branch/Department Name
Credit/Collection – Retail & SME - Credit
Country
India
Geographic Zone
West
State
Maharashtra
City
Nasik
Worksite
Nasik
Worksite Code
357
Skills

Skill

KNOWLEDGE MANAGEMENT

AGRICULTURAL MARKETING

Minimum Qualification

MBA/PGDBM/PGDM

CERTIFICATION

No data available

Working Language

No data available

Job Description

Job Purpose :

The incumbent will be responsible for Credit Appraisal of Agricultural Loans as per pre-defined TAT with due adherence of Process, Policies and delegation of authority, He will be responsible for loan Portfolio for his Branch and keep a close watch on the performance of such loans.

Functional Responsibilities:

(1) Appraise/Recommend/ Approve Credit Proposals as per the delegation of authority


(2) Review delinquent cases and document learnings / portfolio reviews for Risk Management

(3) Recommend changes to Policy, Process based on local nuances / competitor feedback

(4) Implement system integration plans

(5) Monitor NPA and keep a track of it

(6) Customer visits for PD

(7) Identification of process and policy gaps & potential risk arising out of it

(8) Suggesting internal control measures and ensures implementation to address such gaps

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Deadline: 28-06-2024

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