Credit Manager-Home Loans

☞ IDFC FIRST Bank

Aussicht: 111

Update Tag: 25-04-2024

Ort: Bengaluru / Bangalore Karnataka

Kategorie: Finanzen / Bank / Aktien Geschäftsführung Der Umsatz

Industrie: Financial Services

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Jobinhalt

Job Title –

Credit Manager

Place of work

  • India
Business Unit

– Retail Banking

Function

– Credit

Job Purpose :
The role bearer has the responsibility to coordinate with sales team to achieve target of the area assigned. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank.

Roles & Responsibilities:
Responsible for underwriting secured proposals for loan customers as per the laid down policies & procedure to honor the agreed SLAs and manage area business

Conduct personal discussion with customers to establish credit worthiness

Control and contain front-end delinquencies by calling up customer on first presentation

Making sure completion of credit/KYC documents and verification- telephonic, field & collateral visits

Coordinate with sales to achieve targets and ensure SLAs are met

Ensuring credit policy adherence to the accepted standards

Managerial & Leadership Responsibilities: -

Educational Qualifications:
Graduate – Any (Full Time)

Post Graduate – Any(Full Time)

Experience:
2 - 3 years of experience in credit.
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Frist: 09-06-2024

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