Credit Manager - WCR (Wholesale Credit)

Aussicht: 101

Update Tag: 30-05-2024

Ort: Raipur Chhattisgarh

Kategorie: Finanzen / Bank / Aktien Der Umsatz

Industrie: Banking Insurance Financial Services

Position: Associate

Jobtyp: Full-time

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Jobinhalt

Review credit proposals submitted by the Business and assess the risk involved comprehensively.
To interact with the Relationship Managers pro-actively to assess the main risks and propose mitigants, at the deal initiation stage.
To appraise financial spreadsheets and projections.
Excellent industry understanding for the portfolio assigned
To convey a clear opinion regarding the feasibility of the proposed transaction, from a risk point of view covering business model, industry risk, structure and financial risk.
Approval / recommendation of credit limits and transactions
For existing clients, to conduct ongoing monitoring. Conduct periodic company and plant visits in coordination with the responsible RM.
Monitoring of existing project loans / large term loans, involving inputs on industry, financial and business risk, management and transparency, peer analysis and financial analysis and reviews of quarterly project reports
Conduct a periodic portfolio and concentration analysis, stress testing and suggest suitable corrective actions.
Provide effective and robust MIS reports for the Management to enable the management to effectively assess, measure, monitor and mitigate risk in Credit operations
Any other assignments depending on the needs of the organization.

Requirements:-

Post graduate qualification in Management / Chartered Accountancy
5 to 7 years of which a minimum 3 to 5 years post-qualification experience in a Credit or RMs role in a Medium/Large Corporate lending function
Candidate needs to have thorough knowledge of financials
Should possess very good analytical skills

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