CREDIT MANAGER (BUSINESS LOAN)

Ver: 92

Día de actualización: 30-05-2024

Ubicación: Lucknow Uttar Pradesh

Categoría: Finanzas / Banco / Acciones Ventas

Industria: Financial Services

Posición: Mid-Senior level

Tipo de empleo: Full-time

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Contenido de trabajo

Job Description

Credit Manager (Business Loan)Locations/RegionsAyodhya, Bareilly, Gorakhpur, Moradabad, PrayagrajKey Resposibilities

Appraise /underwrite the loan.
Manage the entire credit application process.
Manage quality of portfolio
Evaluate potential customers’ creditworthiness, bank statements, GST recordsto evaluate borrowers’ income & expense data.
Maintain detailed records of loans.
Approve or reject loan requests from customers as per set standards.
Create a credit scoring model to assess risks.
Collect credit and varied documents from customer as well as third parties require to support decision of loan approval.
Physical PD to loan applicant (Shop, Stock, Books/Register, Balance sheet, ITR, Bills etc.)Expected Pay RangeRs. 3 - 5 LPA (Negotiable)Educational QualificationB.Com, M.Com, M.B.AExperience and Age Group
Proven 2 yrs. work experience as a Credit Manager (Banking/NBFC)
Solid understanding of lending procedures
Negotiation skills
Excellent analytical skills.
Good communication skills.
Detail orientated..

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