Territory Manager Mortgage - Karnataka

☞ Fullerton India Credit Company Limited

Visualizza: 111

Giorno di aggiornamento: 06-05-2024

Località: Hospet Karnataka Tumkur Koppal

Categoria: Finanza / Banca / Azione Assicurazione

Industria: Banking

Posizione: Branch Manager

Tipo di lavoro: Full Time, Permanent

Esperienza: 4 - 9 years

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Contenuto del lavoro

Job Specification:

Qualification: Any Qualification

Experience: 4 to 10 Years Exp

Job Location: Hassan/Chikmagalur/K R Nagar/Holenarasipura/Periyapatna & North & South Karnataka

Date & Immediate joiner more preference

Language known: Kannnada & English


Roles and Responsibilities-

  • Monitors and maintains Secured portfolio.
  • Understand portfolio and early warning signals
  • Reviews Branch Operating Matrix
  • Monitor profitability and performance of the cluster using various productivity, efficiency and financial parameters.
  • Periodically audits the cash management process.
  • Undertakes measures to increase growth in volume and contribution of the cluster to the state.
  • Plans activities to ensure growth of business and therefore market share.
  • Tracks competition regularly and provides feedback on the initiatives on changes in programmes.
  • Actively takes part in the hiring of front end sales personnel for the cluster ensuring 100% manning at any point in time.
  • Ensures all the employees onboarded have undergone requisite training and are certified.
  • Takes the lead to address any customer complaint and ensures resolution.
  • Takes a periodic review on customer attrition and reasons for the same.
  • Does a daily check on ODs in the cluster with reasons and intervenes as and when required.
  • Identify and analyze risks (economic, social, political, etc) related to broader loan portfolio; ensure portfolio diversification and quality across activities and Area
  • Takes the lead in grooming employees to the next level.
  • Does a regular check on attrition and reasons responsible for them.
  • Tracks all the high performers and provides the necessary inputs to ensure they grow further similarly tracks the underperformers and provides inputs to ensure they grow further.
  • Is fair and objective while dealing with all employee related issues.
  • Continuously upholds and communicates importance of Integrity and Discipline in the branch.
  • Responsible for daily reporting of business and performance to the Area Manager Mortgage .
  • Through periodic reviews ensures adherence to processes so as to meet the audit requirements.
  • Periodically audits files during month end to ensure there are no exceptions raised and FTR score is as per norms.
  • Periodically attends branch huddle meetings, centre meeting to check effectiveness.
  • Ensures all policy changes are disseminated effectively to all concerned.
  • Ensure login to disbursal ratio is within the national similarly rejection ratio is within the national average.
  • Periodically does physical customer checks to validate.
  • Monitors plan to result every month.
  • Anticipates and uses data to ensure resolutions / escalate problems whereever.

Co-ordinates with various support functions to ensure smooth working relationship.


Interested candidate can refer or send their resume to Ishu.Jain@fullertonindia.com

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Scadenza: 20-06-2024

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