Associate Underwriting Analyst (5:00pm - 2:00am IST Shift)

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THE COMPANY

MPOWER ’s borderless loans enables students from around the world to realize their full academic & career potential by attending top universities in N. America- the U.S and Canada.

As a mission-oriented FinTech / EdTech company, backed by over $50 million of equity capital and $200M in loan capital, we move extremely fast and leverage the latest technologies, global best practices, and heavy analytics to tackle one of the biggest challenges in financial inclusion.

Our global team is composed of ex-management consultants, financial services and technology professionals, and other experts in their respective fields. We work hard, have fun, and believe greatly in our cause. For us, MPOWER’s mission of making this mission is personal.

As a member of our team, you’ll be challenged to think quickly, act autonomously, and constantly grow, creatively in an environment where fast change and exponential growth is the norm. ideation and implementation happens very quickly. We value feedback and emphasize personal and professional development by providing the resources you need to further your skills and grow with the company. MPOWER is committed to cultivating your strengths and curiosity and helping you make an immediate impact.

MPOWER has been named one of the Best FinTechs to work for by American Banker for 2018, 2019, 2020, and 2021. We pride ourselves in being a “growth company for grown-ups”, where there are no pool tables but there are great health, education, and maternity/paternity benefits instead. Our team diversity has been recognized as well; we’re one of the most diverse staff in the world in terms of nationality, gender, religion, age, sexual orientation, and educational backgrounds.

THIS IS A FULL-TIME POSITION BASED IN BANGALORE, INDIA

THE ROLE

You will be responsible for processing loan applications based on established eligibility and underwriting guidelines. Your high attention to detail and commitment to our mission will help make sure each applicant gets full and proper consideration through our loan application process. This includes, but is not limited to:

• Collaborating with both the customer success and credit teams to ensure applications are completed and decisioned in a timely manner
• Validating borrower provided and 3rd party information to ensure each application is error-free and complete
• Understanding MPOWER’s product line, including loan terminology and calculations
• Ability to identify and make recommendations for approval policy exceptions
• Partnering with MPOWER’s global tech, credit, and operations teams to troubleshoot and optimize application and credit processes through automation
• Supporting the analysis of borrower data and trends while bringing a continuous improvement mindset to deliver a better student borrower experience and scale our operations

THE QUALIFICATIONS

• Bachelor’s degree, or higher, in Business Administration, Finance or related field preferred
• 1-2 years of loan processing experience in a fast-paced environment
• Understanding of banking, lending, financial services or personal finance with the ability to learn and adapt quickly
• Customer service orientation with an innate sense of service and empathy for others
• Outstanding written and verbal communication skills with comfort interacting with global colleagues and students via phone, email, and other collaboration tools
• Exceptional organizational skills and attention to detail
• Passionate about analytics and tech savvy
• Foreign language is a plus

A passion for financial inclusion and access to higher education is a must, as well as comfort working with a global team across multiple-time zones and sites!

In addition, you should be comfortable working in a fast growth environment, meaning a small agile team, fast-evolving roles and responsibilities, variable workload and tight deadlines, a high degree of autonomy, and 80-20 everything.

Job Type: Full-time

Salary: From ₹750,000.00 per year

Benefits:

• Commuter assistance
• Flexible schedule
• Food allowance
• Health insurance
• Internet reimbursement
• Life insurance
• Paid sick time
• Paid time off
• Work from home

Schedule:

• Evening shift
• Fixed shift
• Monday to Friday
• Night shift
• US shift

Supplemental Pay:

• Performance bonus
• Shift allowance
• Yearly bonus

Ability to Commute/Relocate:

• Bengaluru, Karnataka: Reliably commute or planning to relocate before starting work (Required)

Experience:

• total work: 3 years (Preferred)

Shift Availability:

• Night Shift (Required)

Work Remotely:

• Temporarily due to COVID-19