Retail Agri-Rural Portfolio Officer - Sircilla

☞ HDFC

View: 106

Update day: 23-04-2024

Location: Telangana

Category: Agriculture / Forestry / Fishery

Industry:

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Job content

Group Company: HDFC Bank Limited

Designation: Retail Agri-Rural Portfolio Officer

Position description: Ensuring timely portfolio Rotation, deposition of instalment, meeting defaulting customers, collecting PDD, submission of Call Memo, etc.

Primary Responsibilities:

  • Relationship Building and Maintenance
  • To liaise with existing customers for building relationships.
  • Rotation & Recovery
  • Follow-up for rotations and deposition of installment
  • Working towards benchmark on rotation & recovery
  • Housekeeping
  • Submission of Post Disbursement Documents (PDD)
  • Call Memo submission.
  • Collection & Submission of LAD
  • Sourcing and Business Generation
  • Ensuring focus on KGC Business generation and achieving Productivity benchmarks/targets
  • Increase penetration of KGC Business in existing and new villages.
  • Cross sell
  • Opening of Liability accounts as per the benchmark.
  • Cross selling asset as guided by Relationship Manager from time to time
  • Promotion of digital platforms like NetBanking, Mobile Banking, PayZapp, Insta Alert, Smart Buy, etc.

Additional Responsibilities:

  • Any other task assigned by seniors from time to time.

Educational qualifications preferred

  • Category: Bachelor’s Degree, Master’s Degree

Required work experience

  • Industry: BFSI/Agri input/FPO
  • Role: Sales Executive
  • Years of experience: 1 to 2

Required Competencies:

  • Basic understanding of Banking Products & Processes
  • Good Team spirit
  • Time / Team Management
  • Proficient in local language
  • Proactive & focused approach

Required Knowledge:

1-2 years experience in Financial Services/ agri input companies/ FPO is preferable. Should have basic knowledge of agriculture/ crops.


Required Skills:

Persuasion & Selling Skills


Other:

  • Reporting Designation: RM- Retail Agri
  • Reporting Department-Sub BU: KGC

Specific requirements

  • Travel: Customer Visits
  • Vehicle: 2 wheeler preferred

Other details

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Deadline: 07-06-2024

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