Mortgage Underwriter

☞ Solugenix Corp

看过: 103

更新日: 06-05-2024

位置: Hyderabad / Secunderabad Telangana

类别: 法律/合同 金融/银行/股票 执行管理 服务/清洁工/女仆 PG / PB /接待处 事件 房地产

行业: Information Technology

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工作内容

Overview:
Solugenix is an information technology services firm that has a rich history of providing comprehensive technology services and solutions for more than five decades.
As a pioneer in IT services, we’ve partnered with some of the biggest global corporations across many industries. Our history was built on a foundation of partnerships with global brands like McDonald’s, Microsoft, CIT Group, Johnson & Johnson, Herbalife, Sony Pictures Entertainment, and many others. Whether it’s providing dedicated support centers, staffing quality teams, or delivering business service solutions, clients can always count on Solugenix.

Job Title: Mortgage Underwriter
Location: Hyderabad
Job Type: Permanent
Responsibilities:

Essential Duties and Responsibilitiesinclude the following. Other duties may be assigned.

  • Review employment documentation and re-calculate income documentation for completeness and accuracy per guideline requirements
  • Verify occupancy status of the borrower aligns with transaction requirements
  • Analyze the HUD-1 Settlement Statement to confirm the transaction meets all selling guide requirements
  • Review Legal documents to confirm loan closed per required guidelines
  • Review and recalculate asset documentation per guideline requirements
  • Review title commitments and policies
  • Verify proper licensing of parties to loans being reviewed
  • Review and analyze borrower’s mortgage applications, credit reports and related documents.
  • Review and analyze real estate purchase contracts
  • Review state and federal disclosures for compliance
  • Review property valuation documentation to determine value
  • Analyze loan servicing collection comments and payment histories to determine appropriate disposition
  • Analyze individual loan files and determine compliance with applicable lender guidelines
  • Determine appropriate risk rating
  • Ability to effectively communicate credit review process and conclusions in written and verbal formats with management
  • Evaluate if loans are made within the due diligence of the client’s policy and in compliance with governing laws and regulations.
  • Perform other duties as assigned
Qualifications:
  • Minimum 4 years underwriting experience (mortgage OR US home loans) with exposure to both manual and automated underwriting environments; preferably in a due diligence environment
  • Must have strong knowledge of Jumbo, Non-QM and/or GSE guidelines
  • Understanding of RESPA compliance
  • Experience with RPL/NPL product a plus
  • Familiarity with capital markets and credit rating agency requirements a plus
  • Excellent written and verbal communication skills
  • Excellent time management skills with an emphasis on quality
  • In depth knowledge and understanding of transaction components that indicate a potential for fraud
  • Must be self-motivated, creative and able to work in a team environment while thinking independently and sharing knowledge and ideas
  • Must be able to multitask between multiple analytical projects
  • Ability to work well under pressure, handle competing priorities and meet deadlines.
  • A high level of confidentiality to protect privacy rights.
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最后期限: 20-06-2024

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