Zonal Credit Manager - MSME - Ahmedabad

☞ ESS KAY FINCORP LIMITED

View: 101

Update day: 20-10-2025

Location: Ahmedabad Gujrat

Category: Accounting / Auditing

Industry: NBFC

Position: Credit/Control Manager

Job type: Full Time, Permanent

Salary: ₹ 15,00,000 - 19,00,000 P.A.

Experience: 12 - 15 years

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Job content

1. Work along with Business teams to ensure proper formulation, fitment, structuring, pricing and execution of transactions based on specific requirements, regulatory framework.

2. Review the underwriting process at Hub level and define process as per available resources and branch requirements.

3. Identify fraudulent practices and mitigate risk through changes in policy and process and formulate and manage the legal evaluation process in the Hub region.

4. Co-ordinate with the recoveries team and generate business insights to mitigate risk and Resource planning and management at hub for smooth running of operations.

5.To ensure that Loan Application form, Clients KYC, and other documents required for particular loan product is complete and as per the credit policy before sanctioning and within the TAT.

6. Ensuring compliance of the Credit Policy and processes within TAT and closely monitoring the Clients CIBIL and Clients loan portfolio.

7. Checking clients eligibility for the loan and his/her credit worthiness by looking at the other loans & advances taken and payment history.

8. Processing of file and following up with the clients for pending documents and checking the customer profile and categorizing it into low, medium and high risk.

Specification & Key Requirements


Credit exposure of MSME / LAP / Mortgage / managing P&L/exposure of at least journey upto 1000 Cr. in MSME/Mortgage portfolio management.


Education -MBA


Experience Range -12-15 year


Personal Characteristics - Have experienced career growth in last 5 years at least with dynamic personality with high level of energy and positive attitude.


Preferred Industry -NBFC/Bank Only


Language proficiency -Proficient in Hindi & English (Gujarati shall be the additional advantage)


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Deadline: 04-12-2025

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