SL Initiative-Credit Officer - Barnala

☞ HDFC Bank

전망: 106

갱신일: 29-04-2024

위치: Barnala Punjab

범주: 금융 / 은행 / 재고

산업:

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작업 내용

Department
SL Initiative Credit FE
Job posted on
Aug 23, 2023
Employee Type
Permanent-Sales Vertical
Experience range (Years)
0 - 3 years

Group Company: HDFC Bank Limited

Designation: SL Initiative-Credit Officer (230_313_100145)


Office Location: BARNALA - PUNJAB Barnala (Branch)

Position description:

Providing support to branch profitability by Client acquisition, financial Literacy, account opening & credit scrutiny.


Primary Responsibilities:

  • Daily field visit to Customer (groups) to conduct Borrower Eligibility Test (BET) to check.
  • Update BET details / findings in BET tool, this also includes;
  • Appraise credit manager / RM of any ring leaders, dummy customers and possible fraud events identified during field activities for necessary action.
  • Physical File Verification with system / Mobile APP - Cross checking of entry done in system with application form details of each member via KYC detail, family details, existing loan details&activity
  • Entering visit details on a day to day basis in SLI Officer Monitoring System/or any other system/ Mobile APP.

Additional Responsibilities:

  • Load Sharing of other locations for conducting BET in time of high volumes or any other reasons as per instructions of Credit Manager.
  • Cross Verification of certain track from different MFIs on case to case basis.
  • Accompanying Credit Manager for post disbursement visits, if required
  • Advance planning with business team on groups to be visited per week.
  • Feedback to Credit Manager about geography, negative area, com competition presencepetition presence, customer quality, market trends in terms of launch of new products by
  • customer quality, market trends in terms of launch of new products by competitors, change in their sourcing / appraisal process etc.
  • Other activities such as post approvals visits, recovery visits along with sales Officer, preparation of MIS or any other as informed time to time.

Educational qualifications preferred

  • Category: Bachelor’s Degree, Master’s Degree
  • Academic score: Pass

Required work experience

  • Industry: BFSI/Insurance
  • Role: Fresher/Sales
  • Years of experience: 0 to 1

Required Skills:

1. Honesty & integrity

2. Hard & smart working

3. Go getter attitude

4. Ability to convince & influence

5. Good observation skills

6. Communication & inter-personal skills


Other details

  • Contract Types: PERMANENT
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마감 시간: 13-06-2024

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